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Another level of car insurance cover is known as comprehensive or fully comprehensive

Source: HEXIN  Author: xxxxxxxxxx.com  Time: 2013-06-03

This product might pay claims for damage to your vehicle resulting from weather, fire, flood, vandalism, theft, and more, depending on your policy. You should factor the age, condition, and resale value of your car into your decision into which level of cover to go for.

Once you have decided on the level of cover you need, you should decide on the excess amount for your policy. An excess is the up front amount payable before your insurance policy begins funding your claim. Your excess will vary depending on your policy, typically there will be a minimum excess which you can increase with a voluntary excess. Keep in mind that choosing a higher excess may result in a lower monthly insurance payments. However, be sure you have the resources to able to afford to pay your excess at short notice.

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